Our Investment Philosophy
Our philosophy is simple. We want to get to know you in order to help you make the best decisions possible.
Grounded in the rational insights of capital market theory, behavioral finance and ongoing academic inquiry, we skip the costs, hyperactive trading and emotions involved in trying to find the proverbial needles in the haystack. Instead, we simply “buy the haystack” and engineer low-cost, tax-efficient globally diversified portfolios. We then use disciplined rebalancing to lock in past gains, maintain your portfolio, and help you avoid the behavioral biases that otherwise tempt you off-course.
As a firm, our focus is to understand your goals and develop a plan to reach them. We will meet with you to present an analysis and discuss our recommendations. Together, we implement the recommendations and monitor your progress. From here, we will plan regular meetings with you to assess the progress toward your goals and, when necessary, we will make adjustments to your financial plan.
Because there are many factors that may change in your situation or the environment, it’s of the utmost importance to us to be proactive and knowledgeable in the financial industry. We are committed to staying up-to-date on relevant tax, estate and social security laws in order to provide you with the best financial advice for your particular situation.
We are a financial management and planning firm, specializing in investment management, estate planning, college funding planning, insurance planning, tax planning, and retirement planning. We are located in Gold River, CA, and we proudly serve the surrounding area.